Freddie Mac operates in the U.S. secondary mortgage market working with lenders to make home possible for millions of families and individuals by providing mortgage capital to lenders. Since their creation by Congress in 1970, they’ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. Freddie Mac aims to build a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. The Single-Family business supports responsible and sustainable homeownership, working with lenders of all sizes – national, regional, and community lenders and credit unions – to buy conventional, conforming mortgage loans for one- to four-unit homes – including condominiums and manufactured homes – up to a certain dollar amount set by our regulator. As part of their mission, we are committed to creating homeownership opportunities for people hoping to buy a home for the first time, earning low and moderate incomes, and living in underserved markets.

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